How to get a credit card in the USA without SSN?
Credit Card,  Money

How to get a credit card in the USA without SSN?

In the United States, it is typically required to provide a Social Security Number (SSN) in order to apply for a credit card, including an American Express (Amex) card. This is because the SSN is used as a form of identification and to check credit history. Without an SSN, it can be more difficult to get approved for a credit card.

However, there are some options for individuals who do not have an SSN to apply for a credit card. One option is to apply for a credit card that does not require an SSN. Some credit card issuers, such as Capital One, offer credit cards for non-citizens and individuals without an SSN.

Another option is to apply for a secured credit card. Secured credit cards require a cash deposit as collateral, which can be used as a form of security in the absence of an SSN. The deposit is typically equal to the credit limit. After a period of time, usually 12-24 months, of making payments on time, the card issuer will consider converting the secured credit card to an unsecured card, and return the deposit back to the cardholder.

It is important to note that even with these options, it may be more difficult to get approved for a credit card without an SSN and the credit limit may be lower. Additionally, you can also consider getting an ITIN (Individual Tax Identification Number) which is issued by the IRS for non-resident and non-citizen individuals who are required to have a taxpayer identification number.