If you’re a non-U.S. citizen looking to build credit in the United States, getting a credit card as a non-U.S. citizen is a great way to start. However, not all credit cards are available to non-U.S. citizens. In this article, we’ll take a look at some credit cards for non-U.S. citizens in 2023.
Secured Credit Cards for non-U.S. citizens
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One option for non-U.S. citizens is a secured credit card. A secured credit card is a type of credit card that requires you to put down a deposit as collateral. The deposit amount typically ranges from $200 to $500. The credit limit you’re given is usually equal to the amount of your deposit. Secured credit cards are a good option for those with little or no credit history, as well as those with bad credit.
Credit Cards for International Students
If you’re an international student studying in the United States, there are credit card options available to you. Many credit card issuers offer credit cards specifically designed for international students. These cards typically require little to no credit history and no Social Security number (SSN).
Credit Cards for Temporary Workers
If you’re a temporary worker in the United States, there are credit card options available to you as well. Many credit card issuers offer credit cards specifically designed for temporary workers. These cards typically require little to no credit history and no SSN.
Authorized User Credit Cards
Another option for non-U.S. citizens is to become an authorized user on someone else’s credit card. An authorized user is someone who is given access to someone else’s credit card account. The account owner is responsible for making payments, but the authorized user can use the card to make purchases. This can be a good option for someone who is just starting to build credit.
In conclusion, non-U.S. citizens looking to build credit in the United States have options when it comes to credit cards. Secured credit cards, credit cards for international students, credit cards for temporary workers, and authorized user credit cards are all available options. It’s important to do your research and choose the card that best fits your needs and financial situation. With responsible use, a credit card can be a valuable tool for building credit and achieving financial goals.