Money
Most Rewarding Credit Card of Bangladesh: Dutch Bangla Bank’s Mastercard World/Visa Signature card
Are you on the hunt for a credit card that comes with exceptional rewards and benefits? Look no further than the dbbl Visa signature credit or Mastercard World credit card. This credit card is considered the most rewarding in Bangladesh, thanks to its exclusive features that set it apart from the rest. Let’s explore all the benefits this card has to offer to you. Table of contents: DBBL Mastercard World/ Visa Signature Credit Card Exclusive Loyalty Program of DBBL’s Mastercard World/ Visa Signature Credit Card The DBBL Mastercard World offers an exclusive loyalty program that allows cardholders to earn points on their spending with the DBBL Nexus Mastercard World. Cardholders…
How to Qualify for DSCR Loan?
The Debt Service Coverage Ratio (DSCR) is a financial metric that lenders use to assess a borrower’s ability to repay a loan. To qualify for a DSCR loan, borrowers typically need to meet the following criteria. Table of Contents: DSCR Loan requirements Strong income: Lenders will evaluate the borrower’s income and cash flow to ensure that they can make their loan payments. This includes analyzing the borrower’s income, expenses, and debt obligations. Good credit: Lenders will consider the borrower’s credit history and credit score to determine their creditworthiness. Borrowers with a good credit history and high credit scores are more likely to qualify for a DSCR loan. Adequate collateral: Lenders…
Mobile Banking in Bangladesh: Top 5 Mobile Banking Services in Bangladesh
In a world where mobile phones have become an integral part of our daily lives, it’s no surprise that they have also transformed the way we handle financial transactions. Mobile bank services, also known as mobile financial services (MFS), have gained immense popularity in Bangladesh over the past decade. This article explores the Top 5 Mobile Banking Services in Bangladesh, highlighting their features, benefits, and contributions to the country’s financial landscape. These services have revolutionized the way people access and manage their finances, providing convenience, security, and accessibility at their fingertips. We will discuss the top 5 digital mobile banks in Bangladesh. Table of Contents: Mobile Banking in Bangladesh Here…
Trends All BFSI Professionals Need to Be Prepared to Tackle
The BFSI (Banking, Financial Services, and Insurance) industry is constantly evolving and it is important to stay informed about the latest developments. Here are some key points to keep in mind for 2024 and beyond. Table of Contents: BFSI BFSI must increase digitization: The trend towards digitalization in BFSI will continue to grow, with an emphasis on online banking and mobile payments. Upgrade Regulation: The industry is heavily regulated, and regulations will continue to change and evolve in the coming years. Companies will need to stay up-to-date with the latest rules and regulations to remain compliant. Improved Cybersecurity: As the trend of conducting financial transactions online continues to grow, it…
Earn Rewards and Perks While Traveling: Best UK Travel Credit Cards in 2024
Travel credit cards can be a great way to earn rewards, benefits, and perks while exploring new destinations. Embarking on your travel adventures can be even more rewarding with the right travel credit card in hand. Here, we present the five best travel credit cards in the UK, offering a plethora of benefits, rewards, and perks to enhance your journey. If you are looking for the best travel credit cards in the UK, here are five best travel credit cards for your consideration. Table of contents: Travel credit cards in the UK #1 American Express Preferred Rewards Gold Credit Card American Express Preferred Rewards Gold Credit Card is ideal for…
How to build a credit score in the UK?
Bow to build credit UK: Building a credit score in the UK is a vital thing. Your credit score is an important financial indicator in the UK, as it provides a snapshot of your creditworthiness and financial responsibility to potential lenders, landlords, and other financial institutions. So, how to build a credit score in the UK? In this article, we will find the answer to the million-dollar question of how to build your credit score in the UK. Table of Contents: How to build credit in UK? Why do you need to build a good credit score? Before answering this question we must know what are benefits of credit scores…
Financial Planning for Students: Strategies for Managing Money While in College
Managing money while in college can be a challenge, but it’s important to establish good Financial planning for students early. Here are some strategies for financial planning as a college student. Table of Contents: Financial Planning for Students Create a budget: One of the most important steps in financial planning is creating a budget. Start by tracking your income and expenses, and then create a plan for how you will spend and save your money. Be sure to include expenses such as tuition, textbooks, housing, food, and transportation. Save money: Even if you have a limited income as a college student, it’s still important to save money. Look for ways…
Registering Your Company in Dubai: Step-by-step guideline.
Register a company in Dubai: Dubai is a thriving hub of commerce and innovation, and registering a company in Dubai with the Department of Economic Development (DED) is an important step in establishing a successful business presence in the Emirates. In this guide, we’ll outline the complete process of how to register a company in Dubai with the DED, including the required steps and necessary paperwork, as well as the benefits of doing so. Table of Contents: Register a company in Dubai Step 1: Choose a Legal Structure Choose a legal structure that suits your business needs to register your company with the DED. Options include sole proprietorship, limited liability…
MTB Credit Cards: Top 5
MTB Credit Card, Updates on 30th December 2023: Mutual Trust Bank of Bangladesh offers a range of credit cards to cater to different needs and lifestyles. Here is everything you need to know about the top 5 MTB Credit cards and some of their features. Table of Contents: MTB credit card #5. MTB VISA Classic Credit Card The VISA Classic Credit Card is designed for individuals who want simple and easy-to-use credit cards. It offers up to 45 days of interest-free credit and a cash advance limit of up to 50% of the credit limit. Cardholders can also enjoy discounts at selected merchants. It also gives you reward points for…
Equifax Credit Freeze: A Shield Against Identity Threats
In the realm of digital transactions and online financial activities, securing personal information is paramount. Identity theft and data breaches are ever-present threats, making proactive measures like credit freezes crucial. In this guide, we’ll delve into Equifax’s credit freeze, exploring their significance, and the process, and comparing the options available. Table of Contents: Equifax Credit Freeze Understanding Equifax Credit Freeze: An Equifax credit freeze essentially locks your credit report, preventing unauthorized access. This adds a robust layer of security, especially when you’re not actively seeking new credit. Equifax, one of the major credit bureaus, provides this service as part of its commitment to consumer protection. How to Initiate an Equifax…
American Express Platinum Credit Card: Benefits, Annual Fee, Review, Rewards Program, Eligibility Criteria, and Application Process
The American Express Platinum credit card is a premium credit card that offers a wide range of benefits to its cardholders in the United States. If you are a frequent traveler or a luxury spender, this credit card could be the right choice for you. In this article, we will discuss everything about Amex Platinum credit card benefits in detail and also provide information on how to apply online. Table of Contents: American Express Platinum Credit Card American Express Platinum card benefits Global Lounge Collection Access: As an American Express Platinum cardholder, you will have access to the Global Lounge Collection, which includes over 1,300 airport lounges in over 140…
Understanding Equifax and Credit Management
In today’s fast-paced world, financial stability and security are paramount. A key player in the realm of credit management is Equifax, a renowned credit reporting agency. This blog will delve into the pivotal role Equifax plays in empowering individuals with the knowledge they need to take control of their financial futures. A good credit score can help you to enjoy better credit cards. Table of contents: Equifax 1. Credit Reports: Your Financial Blueprint Understanding the contents of your credit report is the first step toward financial empowerment. Equifax provides detailed credit reports, encompassing information on credit accounts, payment history, and more. Discover how to interpret and leverage this vital document…