Top most Rewarding Credit Cards in India
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Top 5 Rewarding Credit Cards in India

Everyone seeks the finest bargain when it comes to credit cards. Several credit cards are available in India that provide customers with alluring perks and advantages. These top 5 rewarding credit cards in India might help you get more out of your purchases by giving you access to special airport lounges and reward points. The best-paying & top 5 rewarding credit cards in India are listed below.

Let’s Explore the top 5 credit cards in India:

1. HDFC Bank Regalia Credit Card

The HDFC Bank Regalia Credit Card is a popular choice for those looking for a rewarding credit card. With this card, users can earn 2 reward points for every Rs.150 spent on all purchases. Additionally, users can earn 10,000 bonus reward points on spending Rs.5 lakhs in a year. The card also offers complimentary access to airport lounges across India and international travel insurance coverage. The annual fee for this card is Rs.2,500. You can Apply for this card here: HDFC Bank Regalia Credit Card

2. Axis Bank Vistara Signature Credit Card

The Axis Bank Vistara Signature Credit Card is a co-branded credit card with Vistara, an Indian airline. This credit card offers 4 Club Vistara points for every Rs. 200 spent on Vistara flight bookings, and 2 Club Vistara points for every Rs. 200 spent on all other purchases. Additionally, users can earn a complimentary premium economy class ticket on spending Rs. 1.5 lakhs in a year. The card also offers complimentary access to airport lounges across India and travel insurance coverage. The annual fee for this card is Rs.3,000. You can apply for this card from this VISTARA Signature Credit Card.

3. SBI Card Elite

The SBI Card Elite is a premium credit card that offers attractive rewards and benefits to its users. With this card, users can earn 2 reward points for every Rs.100 spent on all purchases. Additionally, users can earn 10,000 bonus reward points on spending Rs.3 lakhs in a year. The card also offers complimentary access to airport lounges across India and travel insurance coverage. The annual fee for this card is Rs.4,999. Apply SBI CARD ELITE.

4. ICICI Bank Coral Credit Card

The ICICI Bank Coral Credit Card is a popular credit card in India, offering attractive rewards and benefits to its users. With this card, users can earn 2 reward points for every Rs.100 spent on dining, groceries, and at supermarkets, and 1 reward point for every Rs.100 spent on all other purchases. Additionally, users can earn up to 4,000 bonus reward points on spending Rs.1.25 lakhs in a year. The card also offers complimentary access to airport lounges across India and travel insurance coverage. The annual fee for this card is Rs.500. Apply for your Coral credit card.

5. American Express Membership Rewards Credit Card

The American Express Membership Rewards Credit Card is a premium credit card that offers attractive rewards and benefits to its users. With this card, users can earn 1 Membership Rewards point for every Rs.50 spent on all purchases. Additionally, users can earn up to 1,000 bonus Membership Rewards points on making 4 transactions of Rs.1,000 or more in a month. The card also offers complimentary access to airport lounges across India and travel insurance coverage. The annual fee for this card is Rs.1,000. You can apply for this card: American Express Membership Rewards Credit Card.

Comparison Chart:

Credit CardReward PointsBonus PointsLounge AccessAnnual Fee
HDFC Bank Regalia Credit Card2 reward points for every Rs.15010,000 on spending Rs.5 lakhsComplimentary accessRs.2,500
Axis Bank Vistara Signature Card4 Club Vistara points for every Rs.200Complimentary ticket on spending Rs.1.5 lakhsComplimentary accessRs.3,000
SBI Card Elite2 reward points for every Rs.10010,000 on spending Rs.3 lakhsComplimentary accessRs.4,999
ICICI Bank Coral Credit Card2 reward points for every Rs.100 (on dining, groceries, and supermarkets)Up to 4,000 on spending Rs.1.25 lakhsComplimentary accessRs.500
American Express Membership Rewards Card1 Membership Rewards point for every Rs.50Up to 1,000 on 4 transactions of Rs.1,000 or more in a monthComplimentary accessRs.1,000

Please note that the information provided in the comparison chart is subject to change and it is recommended to visit the respective credit card issuer’s website for the most up-to-date and accurate details.

These are the top rewarding credit cards, which one would be yours?

Whether you’re looking to earn reward points or gain access to exclusive airport lounges, these credit cards have something to offer. However, before applying for any credit card, be sure to read the terms and conditions carefully, especially regarding interest rates, fees, and rewards. With responsible use, a rewarding credit card can help you earn valuable benefits while improving your credit score. Happy spending!

FAQ – Trop 5 Credit Cards in India

What rewards can I earn with the HDFC Bank Regalia Credit Card?

With the HDFC Bank Regalia Credit Card, you can earn 2 reward points for every Rs.150 spent on all purchases. Additionally, you can earn 10,000 bonus reward points on spending Rs.5 lakhs in a year.

What are the benefits of the Axis Bank Vistara Signature Credit Card?

The Axis Bank Vistara Signature Credit Card offers 4 Club Vistara points for every Rs. 200 spent on Vistara flight bookings and 2 Club Vistara points for every Rs. 200 spent on other purchases. You can also earn a complimentary premium economy class ticket on spending Rs. 1.5 lakhs in a year.

What rewards and perks come with the SBI Card Elite?

The SBI Card Elite allows you to earn 2 reward points for every Rs.100 spent on all purchases. Additionally, you can earn 10,000 bonus reward points on spending Rs.3 lakhs in a year. The card also offers complimentary access to airport lounges and travel insurance coverage.

How can I benefit from the ICICI Bank Coral Credit Card?

The ICICI Bank Coral Credit Card lets you earn 2 reward points for every Rs.100 spent on dining, groceries, and at supermarkets, and 1 reward point for every Rs.100 spent on other purchases. You can also earn up to 4,000 bonus reward points on spending Rs.1.25 lakhs in a year. The card provides complimentary airport lounge access and travel insurance coverage.

What rewards program does the American Express Membership Rewards Credit Card offer?

The American Express Membership Rewards Credit Card allows you to earn 1 Membership Rewards point for every Rs.50 spent on all purchases. You can also earn up to 1,000 bonus Membership Rewards points by making 4 transactions of Rs.1,000 or more in a month. The card includes complimentary airport lounge access and travel insurance coverage.

Note: Please refer to the respective bank’s website for the most accurate and up-to-date information on credit card rewards, benefits, terms, and conditions, as they may vary over time.

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