American Express Platinum Credit Card: Benefits, Annual Fee, Review, Rewards Program, Eligibility Criteria, and Application Process
The American Express Platinum credit card is a premium credit card that offers a wide range of benefits to its cardholders in the United States. If you are a frequent traveler or a luxury spender, this credit card could be the right choice for you. In this article, we will discuss everything about Amex Platinum credit card benefits in detail and also provide information on how to apply online.
American Express Platinum card benefits
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Global Lounge Collection Access: As an American Express Platinum cardholder, you will have access to the Global Lounge Collection, which includes over 1,300 airport lounges in over 140 countries. You can access these lounges for free, regardless of airline or class of service. In addition, you can bring up to two guests with you for free.
$200 Annual Credit for Airline Fees: The Amex Platinum credit card offers a $200 annual credit for airline fees. You can use this credit to cover incidental fees such as checked bags, in-flight meals, and lounge access. This credit is automatically applied to your account once per calendar year.
High Rewards Rates on Travel Purchases: If you use your Amex Platinum credit card to book flights directly with airlines or with American Express Travel, you will earn 5 points per dollar spent. The same goes for prepaid hotels booked through amextravel.com. You will also earn 1 point per dollar spent on all other purchases.
Access to Exclusive Events and Experiences: American Express Platinum credit cardholders can enjoy access to exclusive events and experiences such as private concerts and backstage tours. You can also enjoy car rental privileges and travel insurance coverage.
Eligibility Criteria for AmEx platinum credit card
To apply for an American Express Platinum credit card, you must meet the following eligibility criteria:
- You must be at least 18 years old.
- You must have a good credit score. American Express does not specify a minimum credit score requirement, but a score of 700 or higher is recommended.
- You must have a steady income source.
- You must be a US citizen or a permanent resident.
Applying Online for an AmEx Platinum Credit Card
If you meet the eligibility criteria and want to apply for an American Express Platinum credit card, you can do so online by following these steps:
Step-1: First thing you need to do is visit the Amex website: https://www.americanexpress.com/us/credit-cards/card/platinum/
Step-2: Now find the “Apply Now” button & click on it.
Step-3: You will see an application form. Complete the application form with your personal and financial information. You will need to provide your name, address, Social Security number, and income information. (Don’t have SSN? Read this: How to apply without SSS?)
Step-4: Read and agree to the terms and conditions of the credit card.
Step-5: Submit your application.
Wait for the application to be processed. You may be asked to provide additional information or documents to verify your identity or income.
If your application is approved, you will receive your Amex Platinum credit card in the mail within 7-10 business days.
In conclusion, the Amex Platinum credit card is a premium credit card that offers a wide range of benefits to its cardholders. From exclusive access to airport lounges to high rewards rates on travel purchases, this credit card is a popular choice for frequent travelers and luxury spenders. If you meet the eligibility criteria and want to apply for an American Express Platinum credit card, you can do so online by following the steps outlined above.
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