Get an American Express credit card without SSN?
Updated on 5th June 2023: In the United States, it is typically required to provide a Social Security Number (SSN) in order to apply for a credit card, including an Amex card (without SSN). The use of SSNs as identification and credit history checks makes it necessary for many credit applications. In this blog, we will explore how to can get an American Express credit card without SSN. Get your Amex Card without SSN: There are some options for individuals who do not have an SSN to apply for an American Express (Amex) credit card. American Express allows noncitizens, including international students and newcomers to the U.S., to apply for…
Your Money or Your Life: Key Takeaways from Vicki Robin and Joe Dominguez’s Book
“Your Money or Your Life” by Vicki Robin and Joe Dominguez is a seminal book on personal finance and financial independence. The book offers a comprehensive program for transforming your relationship with money and achieving financial freedom. In this blog, I will discuss some of the key takeaways from the book. Money is a finite resource One of the main themes of the book is that money is a finite resource, and we should treat it accordingly. The authors argue that we should view money as a tool to support our values and goals, rather than an end in itself. By aligning our spending with our values, we can find…
The Psychology of Money: Key Takeaways for Successful Money Management.
The Psychology of Money is a book by Morgan Housel that explores the complex relationship between money and human behavior & describes the way of Successful Money Management. Through a series of engaging stories and anecdotes, the book offers insightful and practical advice on how to approach successful money management and investing in a way that is both effective and sustainable. In this blog post, we will delve into the key takeaways from the book “The Psychology of Money”. The first takeaway from “The Psychology of Money” is, Money is a story: Housel argues that money is a powerful story that we tell ourselves about ourselves. Our personal history, experiences,…
The Simple Path to Wealth: Key Takeaways from JL Collins’ Book
“The Simple Path to Wealth” by JL Collins is a comprehensive guide to personal finance and investing. The book provides a straightforward approach to achieving financial independence and building wealth by following a few simple principles. In this blog, I will discuss some of the Key Takeaways from the book “The Simple Path to Wealth”. Invest in low-cost index funds One of the main principles of the book is to invest in low-cost index funds, such as Vanguard’s Total Stock Market Index Fund or the S&P 500 Index Fund. These funds provide broad market exposure and have low fees, which means that more of your money is invested, rather than…
Choosing the Best Credit Card of 2023 for You in the USA
Credit cards have become an integral part of our daily lives in the USA. They offer convenience and flexibility when it comes to making payments, and they can also help you build your credit score if used responsibly. However, with so many different credit cards available, it can be overwhelming to choose the best one for you. In this blog post, we’ll go over four easy steps to help you pick the best credit card of 2023 for your needs. Step 1: Determine Your Credit Score Your credit score is an essential factor when it comes to choosing a credit card. A higher credit score will generally mean that you…
10 Must-Read Books for Achieving Financial Independence
Everybody wants financial independence but very few know how to achieve it. We must know achieving financial independence is a journey that requires education, discipline, and determination. There are numerous books that can help you gain the knowledge and skills necessary to become financially independent. Here are 10 essential books that can help you for achieving financial independence(tap on the book title to listen to the free audiobook from Amazon): “Rich Dad Poor Dad” by Robert Kiyosaki: This book offers a unique perspective on the difference between the mindset of the rich and the not-rich. It offers practical advice on how to build wealth, invest, and make smart financial decisions.…
The Intelligent Investor: Key Takeaways from Benjamin Graham’s Classic Book
“The Intelligent Investor” by Benjamin Graham is widely regarded as one of the most important books on investing ever written. First published in 1949, the book has stood the test of time and continues to be relevant today. In this blog, we will discuss some of the Key takeaways from the book Intelligent Investor. Value Investing: The book emphasizes value investing, which involves buying undervalued stocks in the market. Graham believed that the stock market was prone to irrationality and that investors could take advantage of this by buying stocks at a discount to their intrinsic value. The margin of safety: Another key concept introduced by Graham is the margin…
The Bogleheads’ Guide to Investing: Key Takeaways for a Successful Investment Strategy
“The Bogleheads’ Guide to Investing” is a book written by Taylor Larimore, Mel Lindauer, and Michael LeBoeuf, which outlines the investment philosophy of John C. Bogle, the founder of Vanguard Group. The book is a comprehensive guide to investing that offers practical advice and actionable strategies for beginners and experienced investors alike. In this blog, we will discuss the key takeaways from the book The Bogleheads’ Guide to Investing. Invest in low-cost index funds The central theme of the book is to invest in low-cost index funds, which provide broad market exposure with low fees. Index funds are a type of mutual fund that tracks a market index such as…
Key takeaways from the book What Money Can’t Buy?
“What Money Can’t Buy: The Moral Limits of Markets” by Michael J. Sandel is a thought-provoking book that explores the ethical implications of market values and the commodification of various aspects of human life. Here are some key takeaways from the book What Money Can’t Buy. Overall, “What Money Can’t Buy” challenges us to think deeply about the relationship between markets, values, and ethics, and to consider the moral limits of the market system. Read more related articles from this blog. Install Rits Browser and protect your online privacy.
Financial Planning for Students: Strategies for Managing Money While in College
Managing money while in college can be a challenge, but it’s important to establish good Financial planning for students early. Here are some strategies for financial planning as a college student: Create a budget: One of the most important steps in financial planning is creating a budget. Start by tracking your income and expenses, and then create a plan for how you will spend and save your money. Be sure to include expenses such as tuition, textbooks, housing, food, and transportation. Save money: Even if you have a limited income as a college student, it’s still important to save money. Look for ways to cut costs, such as cooking at…
Snap EBT: What is it and how does it work?
If you’re struggling to put food on the table, you’re not alone. In the United States, millions of people live in poverty and struggle to make ends meet. Fortunately, there is help available through the Supplemental Nutrition Assistance Program (SNAP), which provides food assistance to low-income families and individuals. And, if you’re eligible for SNAP, you can use your Electronic Benefits Transfer (EBT) card to make purchases at participating retailers. In this blog post, we’ll dive into what Snap EBT is and how it works. What is Snap EBT? The Supplemental Nutrition Assistance Program (SNAP) is a federal program that helps low-income families and individuals access healthy food. SNAP benefits…
Credit Suisse shares rise after selling a stake to Saudi National Bank
Shares of Credit Suisse rose on Tuesday, March 14, 2023, after the Swiss bank announced the sale of a stake in its business to the Saudi National Bank. The deal, which was reportedly worth $3.5 billion, will help Credit Suisse to bolster its capital position and reduce its exposure to risk. The move is part of Credit Suisse’s broader strategy to streamline its business and focus on its core strengths, particularly in wealth management and investment banking. The bank has been under pressure in recent years to cut costs and improve profitability, as it faces increased competition from rivals such as UBS and Deutsche Bank. Saudi National Bank sees the…